If you eat Chipotle every week, you are already earning something. A few small changes turn the same habit into Chipotle points, Dyme Miles, and a travel voucher. Here is how, without spending more.
How to earn more Chipotle Rewards points
The idea is simple: run more of your spending through your own Rewards account. A few things regulars do:
A bowl often holds more than a burrito, and a side tortilla makes two meals from one order.
Add a kids' build-your-own to your own order so the whole ticket earns points.
Load your gift cards into the app so every order runs through your account, not an untracked payment at the counter.
Use Chipotle Rewards challenges to earn bonus points
On top of the base 10 points per dollar, Chipotle runs seasonal streak challenges in the app. Its Summer of Extras is the recurring one: each month you hit milestones by ordering, and the streak resets on the first. A qualifying order includes an entrée (a burrito, bowl, three tacos, a quesadilla, or a salad), and you can bank up to two milestones a day.
The milestones are worth different amounts. Across a month you pick up small bonuses at several steps, a 200-point jump partway through, and a top milestone worth 1,625 bonus points, a free entrée on its own. The app also runs Side Quests, one-off challenges that add points for things like trying a menu item.
None of it costs more than you were already spending. Turn the challenges on, check the app before you order, and the bonus points stack on top of your base points and everything you earn by buying the gift card through Dyme.
Earn Dyme Miles when buying Chipotle gift cards
This is the step that turns lunch into travel. Buy your Chipotle gift cards through Dyme instead of at the register. You earn 1 Dyme Mile per dollar and a travel voucher toward a hotel, up to $200 on a $500 card. Then load and spend them at Chipotle as usual.
How many Chipotle Rewards can you earn in a year?
Say you order three times a week at about $12. That is roughly $1,870 a year, or about 18,700 Chipotle points, close to 11 free entrées before any challenges. Buy that same spend through Dyme and you also earn about 1,870 Dyme Miles, plus a travel voucher on each $500 card. The points feed you through the year; the Miles and vouchers add up to a trip.
Make Chipotle reward stacking part of your routine
Buy a few Chipotle gift cards on Dyme, load them into the app, and spend as usual. The only new habit is buying through Dyme instead of at the counter. For the full steps, see our guide to stacking rewards on every Chipotle order.
Frequently asked questions
How many Chipotle points can I earn in a year?+
It depends how often you go. Three orders a week at about $12 is roughly $1,870 a year, which earns about 18,700 points, close to 11 free entrées at 1,625 points each, before challenges.
What are Chipotle Rewards challenges?+
Seasonal streak challenges in the Chipotle app, like Summer of Extras, plus one-off Side Quests. You hit monthly milestones by ordering, and they add bonus points on top of the base 10 per dollar. There is also a separate birthday reward.
How do I turn Chipotle spending into travel?+
Buy your Chipotle gift cards through Dyme to earn 1 Dyme Mile per dollar plus a travel voucher, then load and spend them at Chipotle as usual. Miles redeem for flights, hotels, or gift cards; the voucher applies to a hotel; and Chipotle Rewards still handles the free food.


