What a H&M gift card gets you
An H&M gift card spends across the whole H&M family of brands online and in store — H&M, H&M Home, and the higher-end labels COS, Arket, Weekday, and & Other Stories — so the same card covers everything from kids' basics to a tailored COS coat. It carries no activation or service fee, and the balance never gets eaten by dormancy charges. Note one limit worth flagging: H&M e-gift cards are redeemable in the US, and a US card won't spend on H&M sites in other countries.
two formats:
- Physical card: Mailed to you or the recipient. $10 to $500 per card via hm.com or any US H&M store.
- E-gift card: Emailed within minutes, redeemable online at hm.com or scanned from your phone in store. $10 to $500 per card via hm.com; $10 to $300 via Dyme.
You can apply more than one gift card to a single order online or in store. H&M does not publish a cap on how many cards you can combine on one purchase.
Where to buy: four channels compared
| Channel | Format | Denominations | Delivery | Discount | Adds on top |
|---|---|---|---|---|---|
| Best for MilesDyme | E-gift only | $10 – $300 | Instant | None | Dyme Miles + instant paperless delivery |
| HM.com | Physical + e-gift | $10 – $500 | Instant / 5–7 days | None | — |
| In store at H&M | Physical only | $10 – $500 | Immediate | None | — |
| Authorized retailersCostco, Sam's Club, supermarket racks | Physical only | $25 – $100 typical | Immediate | Costco / Sam's: occasional multi-pack discount | Retailer loyalty points |
Discounts and multi-pack pricing rotate by location and season. Verify before you buy.
Can I get a H&M gift card at a discount?
Yes, but not through Dyme. Dyme sells H&M e-gift cards at face value; the value-add is Dyme Miles and instant paperless delivery, not a face-value discount. The discount channels are:
- Costco or Sam's Club, in store. Periodic multi-pack H&M gift cards at a discount to face. Supply rotates and isn't always in stock. Physical only, club membership required.
- Secondary marketplaces (Raise, CardCash). Resold H&M gift cards from third parties, usually a few percent below face value. Verify the balance before you redeem, since secondary sellers occasionally list cards with partial balances.
- H&M direct promotions. H&M runs frequent sitewide sales and Member-exclusive promos on hm.com, but those discount the merchandise, not the gift-card SKU. Buy the card at face, then redeem during a sale to stretch it.
The bigger combined return comes from the rewards stack below: your credit card, H&M Member points at redemption, and Dyme Miles on the purchase. Most buyers leave that money on the table.
How to stack rewards
Three rewards programs fire on a single H&M gift card purchase through Dyme.
Credit-card rewards
Your credit card earns rewards on the Dyme purchase.
Gift-card resellers typically code as MCC 5947; many cards exclude this MCC from category bonuses.
- Capital One Venture X: 2x miles on essentially every purchase, including gift cards
- Citi Double Cash: 2% back on everything (1% when you buy + 1% when you pay)
- Amex Gold: falls back to 1x on gift cards. 4x dining and 4x groceries do not apply
- Chase Sapphire Preferred: falls back to 1x on gift cards. 3x dining and 2x travel do not apply
H&M Member
- Join cost: free
- Applies at: redemption
- Earning rate: 1 point per $1 on purchases
- Reward threshold: 200 points = a $5 reward voucher
H&M Member points do not accrue on the gift card purchase. They earn on the merchandise when you redeem, at the same rate as paying with cash or credit, and unlock free shipping and Member-only sale access.
Dyme Miles
- Base rate: 1 Mile for every dollar
- Special rate: 5 Miles per dollar
- Expiration: never
- Blackouts: none
- Redeem on: over 2 million hotels and 600 airline partners
$100 H&M e-gift on Dyme, paid with Citi Double Cash, redeemed by an H&M Member
- Citi Double Cash: $2 back (2% of $100)
- H&M Member points at redemption: 100 points toward the next 200-point ($5) voucher
- Dyme Miles on the purchase: 100 Miles (1 per dollar), or 500 on a special offer (5 per dollar)
Illustrative only. Card rates, brand-program terms, and Dyme Miles offers change and vary by member; figures above are examples, not a guarantee of value.
How to buy via Dyme
H&M e-gift cards on Dyme arrive in the recipient's inbox in under a minute.
- Open the H&M brand page on Dyme.
- Enter the recipient's email, the denomination, and an optional personal message.
- Check out. The e-gift sends immediately and is ready to use online at hm.com or scanned in store.
You earn 1 Mile for every dollar you spend, and 5 Miles per dollar during special offers. Miles post to your Dyme account within 3 business days. Dyme Miles never expire, have no blackouts, and are redeemable on any airline, any hotel — across over 2 million hotels and 600 airline partners.
Every dollar you spend through Dyme helps fund clean energy for local communities.
How to buy on hm.com
- Go to hm.com and open the gift cards page.
- Choose physical or e-gift, then pick a design and the amount from $10 to $500.
- Add to bag and check out. H&M does not discount the gift-card SKU, and Member points do not accrue on gift-card purchases.
How to buy in store
Any US H&M store sells physical gift cards at the register. Tell the associate the amount you want, pay with cash, credit, or another gift card, and walk out with the card. You can load any amount from $10 to $500.
How to buy at Costco, Sam's Club, or a supermarket
Costco and Sam's Club periodically run multi-pack H&M gift cards at a discount; stock and pricing rotate. Supermarket gift-card racks at Kroger, Safeway, Albertsons, and Stop & Shop carry $25, $50, and $100 H&M cards at face value. You pay no discount but earn the supermarket's loyalty points and any fuel rewards that apply to gift-card purchases.
Designs and personalization
Physical cards: several designs in the H&M catalog, including seasonal options for the holidays, birthdays, and graduation. A gift sleeve and a printed message are available at checkout.
E-gift cards: multiple designs with a customizable subject line and a recipient message.
There is no co-branded or custom-art option for individual purchase. For bulk orders, see corporate ordering below.
Delivery and timing
- E-gift via Dyme: 1 to 60 minutes by email. Redeemable online at hm.com or scanned in store.
- E-gift via hm.com: 1 to 60 minutes by email.
- Physical via hm.com: 5 to 7 business days standard. Expedited options available at checkout.
- Physical in store or at a retailer: Immediate — walk out with the card.
Dyme does not mail physical cards. If you need a physical card in hand, hm.com or a retail aisle is the path.
Corporate and bulk buying
H&M runs a corporate and bulk gift-card program for businesses buying cards for employees, clients, or incentives, with volume ordering and invoicing. Contact H&M's corporate gift-card team to start an order.
Frequently asked questions
Can I use an H&M gift card at COS, Arket, or & Other Stories?＋
Yes. H&M gift cards work across the H&M group brands — H&M, H&M Home, COS, Arket, Weekday, and & Other Stories — both online and in their US stores.
What denominations are available?＋
Physical and e-gift: $10 to $500 through hm.com or any US H&M store. Through Dyme, e-gift cards run $10 to $300.
Do H&M gift cards expire?＋
No. H&M gift cards do not expire and carry no service or dormancy fees. The full purchased value stays on the card until you redeem it.
Can I return an H&M gift card?＋
No. H&M gift cards are non-refundable once purchased. They can be re-gifted or applied to any purchase across H&M and its sister brands.
Can I check my H&M gift card balance online?＋
Yes. Enter the card number and PIN on the H&M gift card balance page to see the current balance immediately, with no account registration required.
Can I use an H&M e-gift card in a physical store?＋
Yes. Show the e-gift card from your phone at the register and the associate scans the barcode. The same card also works online at hm.com.
Can I use multiple H&M gift cards in one transaction?＋
Yes, both online and in store. H&M does not publish a cap on how many gift cards you can combine on a single order.
Can I sell an H&M gift card I don't need?＋
Yes. Secondary marketplaces like Raise and CardCash buy unwanted gift cards, paying a percentage of face value that depends on demand. List the card number and balance; the marketplace verifies and pays out by ACH or check.
Does H&M offer corporate or bulk gift cards?＋
Yes. H&M runs a corporate gift-card program for businesses buying in volume for employees, clients, or incentives, with bulk ordering and invoicing through its corporate gift-card team.
Are e-gift cards delivered instantly?＋
Usually within 1 to 60 minutes. Gmail's Promotions filter occasionally delays delivery — check there if you don't see it arrive.
Can a US H&M gift card be used in another country?＋
No. US-issued H&M gift cards are redeemable only at US H&M stores and on the US hm.com site. They won't spend on H&M sites in other countries.
