What a Subway gift card gets you
A Subway Card works at participating Subway restaurants across the U.S. for any menu item — footlongs, the Subway Series, sides, drinks, and cookies — and it covers in-app and online orders for pickup or delivery, not just the in-store register. There are no activation fees, no per-use fees, and no dormancy charges, so the full value stays on the card until you spend it.
two formats:
- Physical card: Plastic card sold at Subway restaurants and on gift-card racks. Reloadable at the register.
- E-gift card: Emailed within minutes, redeemable in store by barcode or loaded into the Subway app. $5 to $250 via Dyme; presets at $25, $50, $75, $100, $150, and $200.
You can register a Subway Card in the Subway app and combine balances, and you can apply a gift card alongside MVP Rewards tokens in the same order.
Where to buy: four channels compared
| Channel | Format | Denominations | Delivery | Discount | Adds on top |
|---|---|---|---|---|---|
| Best for MilesDyme | E-gift only | $5 – $250 | Instant | None | Dyme Miles + instant paperless delivery |
| Subway.com / Subway app | Physical + e-gift | $5 – $500 | Instant / 7–10 days | None | MVP Rewards when registered |
| In restaurant | Physical only | Loadable amount | Immediate | None | — |
| Authorized retailersCostco, Sam's Club, supermarket racks | Physical only | $25 – $50 typical | Immediate | Costco / Sam's: occasional multi-pack discount | Retailer loyalty points |
Discounts and multi-pack pricing rotate by location and season. Verify before you buy.
Can I get a Subway gift card at a discount?
Yes, but not through Dyme. Dyme sells Subway e-gift cards at face value; the value-add is Dyme Miles, paperless delivery, and supporting renewable energy projects, not a face-value discount. The discount channels are:
- Costco or Sam's Club, in store and online. Subway multi-packs (commonly a set of cards totaling $100) periodically sell a few percent below face value. Stock rotates and isn't always listed. Club membership required.
- Secondary marketplaces (Raise, CardCash). Resold Subway cards from third parties, typically a small percentage below face value. Verify the balance before redeeming, since secondary sellers occasionally list cards with partial balances.
- Subway direct promotions. Subway runs periodic gift-card bonuses, such as a bonus card with a qualifying purchase during the holidays. These rotate and aren't always running.
The bigger combined return comes from the rewards stack below: your credit card, Subway MVP Rewards at redemption, and Dyme Miles on the purchase. Most buyers leave that money on the table.
How to stack rewards
Three rewards programs fire on a single Subway gift card purchase through Dyme.
Credit-card rewards
Your credit card earns rewards on the Dyme purchase.
Gift-card resellers typically code as MCC 5947; many cards exclude this MCC from dining or category bonuses.
- Capital One Venture X: 2x miles on essentially every purchase, including gift cards
- Citi Double Cash: 2% back on everything (1% when you buy + 1% when you pay)
- Amex Gold: falls back to 1x on gift cards. 4x dining and 4x groceries do not apply
- Chase Sapphire Preferred: falls back to 1x on gift cards. 3x dining does not apply
Subway MVP Rewards
- Join cost: free
- Applies at: redemption
- Earning rate: Earn tokens on every qualifying purchase
- Reward threshold: Tokens redeem for menu items and discounts (e.g. 200 tokens toward a reward)
MVP Rewards does not earn on the gift card purchase. It earns when you spend the card at Subway, the same as paying with cash or credit, as long as your order is placed through a registered account.
Dyme Miles
- Base rate: 1 Mile for every dollar
- Special rate: 5 Miles per dollar
- Expiration: never
- Blackouts: none
- Redeem on: over 2 million hotels and 600 airline partners
$100 Subway e-gift on Dyme, paid with Citi Double Cash, spent by an MVP Rewards member
- Citi Double Cash: $2 back (2% of $100)
- Subway MVP Rewards at redemption: Tokens accrue on the orders you place with the card
- Dyme Miles on the purchase: 100 Miles (1 per dollar), or 500 on a special offer (5 per dollar)
Illustrative only. Card rates, brand-program terms, and Dyme Miles offers change and vary by member; figures above are examples, not a guarantee of value.
How to buy via Dyme
Subway e-gift cards on Dyme arrive in the recipient's inbox in under a minute.
- Open the Subway brand page on Dyme.
- Enter the recipient's email, the denomination, and an optional personal message.
- Check out. The e-gift sends immediately and can be redeemed in store by barcode or loaded into the Subway app.
You earn 1 Mile for every dollar you spend, and 5 Miles per dollar during special offers. Miles post to your Dyme account within 3 business days. Dyme Miles never expire, have no blackouts, and are redeemable on any airline, any hotel — across over 2 million hotels and 600 airline partners.
Every dollar you spend through Dyme helps fund clean energy for local communities.
How to buy on subway.com
- Go to subway.com and open the gift cards page, or use the Gift Cards section of the Subway app.
- Choose physical or e-gift, then pick a design and the amount.
- Add to cart and check out. Subway does not run a standing member discount on gift cards, and MVP Rewards tokens accrue when you spend the card, not when you buy it.
How to buy in store
Any participating Subway restaurant sells and reloads gift cards at the register. Tell the crew the amount you want to load, pay with cash, credit, or debit, and walk out with the card. You can reload an existing Subway Card the same way on a later visit.
How to buy at Costco, Sam's Club, or a supermarket
Costco and Sam's Club periodically run discounted Subway multi-packs in store and online. Stock and pricing rotate. Supermarket and drugstore gift-card racks at Kroger, Safeway, Walgreens, CVS, and Target carry $25 and $50 Subway cards at face value. You pay no discount but earn the retailer's loyalty points and any fuel rewards that apply to gift-card purchases.
Designs and personalization
Physical cards: a rotating set of designs in restaurants and on subway.com, including seasonal options around the holidays, birthdays, and graduation. A card carrier and a short message are available at checkout online.
E-gift cards: multiple designs with a customizable subject line and a recipient message.
There is no individually purchasable co-branded card. For bulk orders, see corporate ordering below.
Delivery and timing
- E-gift via Dyme: 1 to 60 minutes by email. Redeem in store by barcode or load into the Subway app.
- E-gift via subway.com: 1 to 60 minutes by email.
- Physical via subway.com: 7 to 10 business days standard shipping.
- Physical in restaurant or at a retailer: Immediate — walk out with the card.
Dyme does not mail physical cards. If you need a physical card in hand, subway.com or a retail aisle is the path.
Corporate and bulk buying
Subway runs a bulk and corporate gift-card program for businesses buying in volume for employee rewards, customer promotions, or incentives, with custom amounts and consolidated invoicing. Contact Subway's corporate gift-card team to set up an order.
Frequently asked questions
Where can I use a Subway gift card?＋
At participating Subway restaurants in the U.S. for any menu item, including in-app and online orders for pickup or delivery. Acceptance at non-participating or international locations can vary, so confirm with the specific restaurant.
What denominations are available?＋
Through Dyme, $5 to $250 with presets at $25, $50, $75, $100, $150, and $200. On subway.com you can load roughly $5 to $500, and in-restaurant you can load most whole-dollar amounts.
Do Subway gift cards expire?＋
No. Subway gift cards do not expire and carry no dormancy or service fees. The full purchased value stays on the card until you spend it.
Can I reload a Subway Card?＋
Yes. Subway Cards are reloadable at any participating restaurant register and through a registered account in the Subway app, so one card can be topped up and reused indefinitely.
Can I check my Subway gift card balance?＋
Yes. Enter the card number and the security code or PIN on Subway's gift card balance page, or check it inside the Subway app once the card is registered. The balance shows immediately.
Can I use a Subway gift card in the Subway app?＋
Yes. Add the card number to your account in the Subway app, then select it as the payment method when you order ahead for pickup or delivery.
Can I use more than one Subway gift card on an order?＋
In the app you can register multiple cards and combine their balances. At the register, the crew can apply a card and you cover any remainder with another card, cash, or credit.
Can I sell a Subway gift card I don't need?＋
Yes. Secondary marketplaces like Raise and CardCash buy unwanted gift cards, typically paying a percentage of face value depending on demand. List with the card number and balance; the marketplace verifies and pays out.
Does Subway offer bulk or corporate gift cards?＋
Yes. Subway runs a corporate and bulk gift-card program for volume orders used as employee rewards, promotions, or incentives, with custom amounts and consolidated invoicing.
Are e-gift cards delivered instantly?＋
Usually within 1 to 60 minutes. Gmail's Promotions filter occasionally delays delivery — check there if you don't see it arrive.
Can I return a Subway gift card?＋
No. Subway gift cards are generally non-refundable once purchased, except where required by law. You can re-gift an unused card or spend it down on a future order.
